Category Archives: Townhouse

Statons Estate Agents Flies the Flag for New-Generation Customer Service in London

Barnet, Hertfordshire, UK, January 26, 2016 — /EPR REAL ESTATE NEWS/ — Part of the local community for no less than 25 years, Statons Estate Agents continues to fly the flag for outstanding statons-logocustomer service. Specialising in exquisite properties across Hertfordshire and North London, the Statons team built its enviable success story on real community pride and passion. Rather than simply offering premier representation for property sellers and buyers, Statons serve as seasoned ambassadors for their home county.

Offering a comprehensive range of appraisal, sales and letting services for properties at all levels, Statons provides the total package of expertise and real value for money. Acknowledging the fact that home sale and purchase is a life-changing decision, the team offers fully independent, customer focused advice and guidance without exception.

Local Focus, Global Connections

“With six networked Hertfordshire and North London branches (located in TotteridgeHadley Wood, Hadley Green, Barnet, Radlett and Brookmans Park) and our vast network of international buyers through our associates in Mayfair, Moscow, Monaco, China and the U.S.A., Statons Estate Agents are perfectly placed to showcase all that this wonderful region has to offer for an unparalleled quality of life.” – Statons Estate Agents

With a reputation that extends far beyond the confines of the United Kingdom, Statons Estate Agents is uniquely able to target prospective overseas buyers, as well as domestic customers. Shamelessly proud of all the North London area has to offer, their ability to highlight and sell not only properties, but also the local way of life is entirely unrivalled.

For those considering a move to the area though unsure of the most important amenities, highlights and points of interest, Statons even offers free drive-around tours from any of its six offices.Winning over prospective buyers is often as simple as giving them a first-hand glimpse at the life they could soon be living.

Your Move, Your Agency

“This is a sophisticated part of the world with the huge added benefit of being equally within reach of both Central London and some of our loveliest countryside, as well as enjoying easy access to excellent transport links – all three major London airports are a short distance away.” – Statons Estate Agents

The entire Statons Estate Agents service has been built on the back of decades of customer feedback and the kind of deep local knowledge that’s the rarest of assets. For help with buying, selling, letting or further information on what’s on offer, give the Statons service team a call today on +44 7970 700 600.

About Statons Estate Agents:
Specialist estate agents in North London, the Statons team possesses unrivalled local knowledge and a true passion for the wider county.

Contact-Details: Jenny Shearsby, Statons Estate Agents, 1 Hadley Parade, High Street, Barnet, Hertfordshire, EN5 5SX, U.K. Tel 020 8449 3383. Email JS@statons.com

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There is More to London Offices Than the Buildings Found on the Postcards

LondonOffices.com, a leading online resource for serviced offices in London, offers premier office space in the city’s iconic buildings and many others which can be just as beneficial.

London is home to some of the most important and prestigious business addresses in the world, but companies don’t have to choose the properties on the postcards to make the right move for their company.

The extensive range of serviced offices in London is diverse, with something for businesses of every size, in every commercial sector.

One of the keys to finding the right serviced office space in London for any business is choosing the right part of the city for your industry. The capital is home to thriving hubs of finance, media, information technology and much more. The most important part on a new office search is choosing serviced offices in the area of the city which suits the company best.

The vast majority of serviced offices in London will offer the facilities required to meet the day to day need of a business, but they won’t all be in the perfect part of the city. Why is this important? Because the close proximity of their peers, networking opportunites and the major players in their industry are advantage not to be missed.

With a little research into the various exciting business hubs that are active within the capital, it’s possible to choose a commercial location at the heart of an industry hotspot. The perfect office building might not be found on a postcode or the cover of a glossy magazine, but it can play a pivotal role inallowing the organisation to thrive and compete.

The City of London is one of the financial capitals of the world, so for hedge funds, investment firms and commodity traders, it pays to set up shop in The City. Many major banking and financial institutions have headquarters here, and they rub shoulders with the offices of 500 banks. The LondonOffices.com online portfolio features a variety of premium serviced offices in the city. These bespoke commercial locations have been carefully selected for the quality of their facilities and the strategic benefits of their locations and nearby transport links.

For IT start-ups the steely skyscrapers of The City have nothing on the off-beat office environments of East End London. Internet and technology giants like Google and Apple have taken residence in the East End. Intel, Facebook and Cisco are also neighbours, as East London Tech City continues to be seen as the UK’s Silicon Valley. You won’t find many of these quirky commercial spaces on the postcards either, but they could be the different between the success and failure of a web-based venture.

At the LondonOffices.com site a selection of handpicked serviced offices are waiting to be explored; by area, by postcode or by interactive street map. It couldn’t be simpler to browse the LondonOffices.com portfolio and find excellent commercial properties for any organisation. Premium Office Space Reports are available by request and a team of serviced office experts are waiting to deal directly with any queries at 020 7166 7981.

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WhatNewHomes.com Reveal Survey Of Most Sought After UK Locations To Raise Children

UK property website WhatNewHomes has just announced the results of a survey seeking to find out the best UK towns and villages in which to raise a family. The survey, which takes into account a comprehensive array of factors including childcare costs, crime statistics, schools and house prices, compared over 2,500 different UK postcodes.

The top ‘performing’ location according to the survey, is a village called Winkleigh, in the county of Devon, a county that has become one of the most desirable parts of the UK to move to, and forms part of the ‘English Riviera’.

The village scored highly on all criteria, especially quality of life, schooling, and housing affordability. And whilst its certainly the case that we can’t all move to this one village, the results of the survey do reveal a lot about the kind of factors that young families look for when moving to a new location. Accessibility to countryside and open spaces has been shown to be a key factor when relocating, and this explains why so many rural and semi-rural locations have performed so well in this survey.

Second on the list of locations is South Petherton in Cornwall (which is also from the South West region of England). This rural town scored particularly highly in terms of its historic heritage and architecture, as well as access to countryside and local amenities.

City locations fared quite poorly in the survey, with the highest ranking ‘city’ location being Sutton Coldfield, which now forms part of greater Birmingham in the UK’s Midlands. The survey seems to reflect the current trend for young families to move away from the bigger conurbations to rural and semi-rural locations in order to better raise their children.

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Bangkok Property World.Asia Is Ready To Establish Itself As An Excellent And Leading Site To Make It Possible For Buyers, Sellers, And Renters Of Properties In Asia To Find Each Other And Do Business Together

Bangkok Property World.Asia is proud to announce that we are bringing our successful real estate portal first seen in Bahrain athttp://www.bahrainpropertyworld.com to Bangkok. Bangkok Property World.Asia is ready to establish itself as an excellent and leading site to make it possible for buyers, sellers, and renters of properties in Asia to find each other and do business together.

At Bangkok Property World.Asia, we are no stranger to success and we know what it takes to make property portals successful. In 2009, we won the prestigious Arabian Property Awards, part of the world’s most innovative and buzzworthy competition focused on identifying the most successful real estate professionals around the planet. We won the Arabian Property Awards for our work in the Middle East with our Bahrain Property World real estate portal.

Bahrain Property World’s success in attaining one of these highly desired awards indicates we have the skills and experience necessary to bring similar results and profits to our newest enterprise in Bangkok, Thailand.

It is absolutely free for every real estate company to register in order to list and promote their properties, and they can do so here and now.

What is this real estate portal about?

Bangkok Rental Apartments and Condos

Bangkok is easily one of the most extraordinary, enchanting, and magnificent locations on the globe, and it is certainly the place to be if you find yourself in Thailand. However, if you have never been to the area or are otherwise unfamiliar with it, you might have trouble finding the perfect rental or condo listing that meets all of your needs.

This is precisely why Bangkok Property World.Asia is here to help you. Through your research on our portal listing, you can figure out what kind of listing you are looking for, decide on the location that you find most important, and get a good idea of just how much it should cost.

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Letting Web Business Leads the Way with iPad Technology

Lettingweb.com is the first UK property website to announce the development of an iPad application; to add to its property search offering.

Letting Web Business Leads the Way with iPad Technology

After the success of the iPhone and great buzz surrounding Apple’s newest creation – the iPad, Lettingweb has decided to embrace this new technology which is certain to take the UK by storm.

Apple delivered over 500,000 iPads during its first week in the US and has experienced an overwhelming demand for the newest must-have Multi-Touch screen tablet computer.

The Lettingweb iPad App will allow users to search for available UK rental properties in their chosen area with a few quick actions. The unique app will let property seekers to view the property’s particulars, Google map location and see an album of photos for the property before deciding to enquire directly with the agent. Users can also forward details to friends or add the property to a shortlist so there’s nothing for them to try to remember either. For the agent, the chances of receiving an enquiry are also greatly improved as it all happens instantly.

Lettingweb.com’s, Marketing Manager, Mr Richard Matthews, said:

“As a technology business we are focused on providing the most innovative and practical solutions for our letting agent customers. As many home hunters currently use our iPhone App to search for properties to rent we decided to invest in the technology to make searching for a property even easier and faster with the release of the iPad. This should translate to even higher enquiries for our member firms.”

“The Lettingweb iPad App is due for release on the App store very soon. So far from our usability testing days we’ve had excellent feedback from several groups of home hunters who have tested the application. This technology is sure to be the next big thing in the property industry.”

Lettingweb’s statistics for 2008 and 2009 based on over 7,000 properties every month, show supply of rented accommodation in the first half of both years outstripped demand making it a tenants market. 2010 has seen the reverse happen with demand outstripping supply and as a result rental prices have increased suggesting a landlord market for beginning of the year, which would go against the trend for the past two years.

About Lettingweb
Based in Edinburgh, Lettingweb.com was established in 1999 and is now the largest marketplace for private rented property in Scotland with circa 6,000 properties to rent posted live per month through the majority of Scottish Letting agents (circa 300 member firms). Lettingweb has one of the widest selection of flats to rent in Edinburghflats to rent in Aberdeenflats to rent in Glasgowflats to rent in Dundee and flats to rent in Inverness in Scotland. Lettingweb also represents nearly 450 agents in the UK as a whole.

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Letting Web Business Leads the Way with iPhone Technology

Lettingweb.com has become the first letting only UK property website to introduce an iPhone application with a Global Positioning System (GPS) to identify the user’s current location in relation to available properties to rent in that area.

Users of the Letting Web iPhone App can also view a photo slideshow and the property’s particulars on their iPhone, call the agent with an enquiry, forward details to friends or e-mail immediately from their phone so there’s nothing for them to remember later. For the agent, the chances of receiving an enquiry are greatly improved as it all happens instantly.

Richard Matthews, Marketing Manager at Lettingweb.com, said:

“As a technology business we are focused on providing the most innovative and practical solutions for our letting agent customers. As many home hunters use iPhones, we decided to invest in the technology to make searching for a property easier and faster. This should also translate to higher enquiries for our member firms.

“We tested the application with a group of home hunters and almost 400 users downloaded it during testing. Since then the app has received some very favourable reviews on Apple’s iTunes website. This technology is now available to view all of the 5,500 Scottish properties to rent each month on www.lettingweb.com“.

Lettingweb’s statistics for 2008 and 2009 based on over 5,000 properties every month, show the supply of rented accommodation in the first half of both years outstripped demand making it a tenants market. The reverse happened in the second half of both years with demand being greater than the supply of rented properties. However, industry experts believe rental prices are going to increase in 2010 due to a drop off in supply suggesting a landlord market for the beginning of the year which would go against the trend of the past two years.

Mr Matthews added:

“If demand outstrips supply and the market gets competitive for the best properties, home hunters with our iPhone application will be able to access details of rented properties on location quicker which gives them an edge over others using more traditional methods.”

Lettingweb.com works with the majority of letting agents in Scotland to provide highly sought after flats to rent in Edinburgh and flats to rent in Glasgow, but it also has properties to rent in other UK cities including Leeds, Liverpool, Manchester, Newcastle and has recently added Wales and Northern Ireland to its portfolio.

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Astute Investors Can Enlist Help Of Quality Tradespeople To Boost Returns

It has long been the case that investors have seen renovating and modernising a run-down property as a good opportunity to make money.

But in times like the present, when anyone who is still in the market for property can drive a hard bargain, such investments offer an even more appealing deal.

This is because, with good properties scarce, investors’ attention will increasingly focus on what is available lower down the market, where the potential long-term gains are greater.

Les Yates, of Bolton-based trade comparison site, LocalQuoter, believes that, with lots of tradespeople working at less than capacity due to the recession, there is also plenty of help and advice available for would-be investors.

“Competition is fierce among quality tradespeople, whose workload has slowed with the onset of the recession,” Les points out.

“So they have more time to advise on which improvements are needed to a run-down property, and which will bring potentially the highest return.”

Measures such as a new fitted kitchen, double glazing and a new bathroom always have the greatest appeal for buyers, and are one way to make money in a flat housing market, it has been claimed.

But with renewed emphasis on energy efficiency, any improvements which enhance a house’s energy-saving performance are also likely to bring good returns for investors.

Local Quoter can provide you with all the information you need to embark on any home improvment or enovation project such as Double Glazing QuotesCheap Double Glazing and Conservatory quotes.

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SilverDoor Produces Its Half Yearly Figures And Sees Huge Growth

SilverDoor is reporting a huge growth over the past year despite the recession currently gripping the UK. The serviced apartment provider has seen a 41% year on year growth, according to newly published figures.

The Organisation for Economic Cooperation and Development said the pace of the global downturn is now moderating after the sharp drop in the six months leading up to March and that the recovery is likely to be weak and fragile for some time. However, despite hotels being hit hard during this time, the serviced apartment industry clearly hasn’t been, given the figures SilverDoor has published.

Not only has SilverDoor seen a large growth year on year, it has also increased its portfolio due to client demand, adding new Manchester serviced apartments and additional serviced apartments in Bristol.

The Deans Gate Apartments in Manchester are located in the popular Deansgate area, amongst some of the city’s most famous attractions. They provide a range of two bedroom apartments and a three bedroom duplex, with many of the apartments benefitting from a private balcony. The apartments are furnished and include fully equipped kitchens and spacious living/dining rooms with flat screen TV’s. As competition becomes fierce, more and more serviced apartments are offering value added extras and The Deans Gate Apartments offer an airport or rail pick up for a small charge.

Another new offering is the Portland Apartments in Bristol which provides contemporary serviced accommodation set within an elegant Georgian Square, and just minutes from the city centre. These apartments feature modern amenities and offer a choice of one or two bedroom apartments, as well as studios and a penthouse. All come with a fully equipped kitchen and a comfortable lounge area.

“Every day we see reports stating the decline in people using hotel accommodation at this time, yet we’ve found that serviced apartments have not been hit in the same way. It’s such a cost effective solution and more and more companies are going down this route to save on accommodation spend,” said Marnie Delaney-Parker, Head of PR and Marketing at SilverDoor. “It’s not just the per night spend either, as companies can save on the additional costs of room service or restaurant bills as well as laundry bills. We have seen a significant growth and are not historically entering our busiest period.”

About SilverDoor

SilverDoor international serviced apartments was incorporated as a limited company in March 2000 under its original name of Hotdigs. At the beginning of January 2006 the company changed its name to SilverDoor. The company was formed and continues to be led by managing director Marcus Angell.

SilverDoor boasts an impressive client portfolio which includes many FTSE 100 companies such as Cadbury, MAN Group PLC, ICAP and Serco Group as well as relocation and hotel booking agents.

SilverDoor offers serviced apartments in over 170 locations globally such as London, Paris, New York, Abu Dhabi and Toyko. SilverDoor has also just added to its portfolio with additional new London serviced apartments and a selection of serviced apartments in Liverpool as well as new serviced apartments in Croydon. SilverDoor currently represent over thirty two thousand apartments globally.

SilverDoor is based in Chiswick, West London.

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SilverDoor announces further expansion plans for UK portfolio

SilverDoor has added new serviced apartments in Leeds to its UK portfolio and as well as new serviced apartments in Newcastle, following a demand by Northern corporate companies. In addition to these two cities, SilverDoor has also expanded with new serviced apartments in Cambridge and Bristol.

Leeds has been branded as the ‘Knightsbridge of the North’ and is home to many financial organisations and major corporate companies. Serviced apartments in Leeds have grown in popularity over the past few years and SilverDoor now have six developments in and around the city centre. St George Apartments are located a short walk from the mainline station and city centre on a cosmopolitan street close to many of Leeds bars, restaurants and cafes. Each one and two bedroom apartment is stylishly decorated and furnished, with features including a fully equipped kitchen, private balconies and complimentary broadband internet. A number of additional services such as airport transfers, in house catering and access to a nearby gym are available at an extra charge.

Newcastle has also seen a rise in the number of apartment developments and serviced apartments in Newcastle is a growing market. SilverDoor now has sixteen apartment developments in Newcastle and the surrounding area, with a range of one and two bedroom properties.

Grey Street Apartments is located at the top of Grey Street in Newcastle city centre. The modern, two bedroom penthouse apartment offers stunning views of the city, overlooking the distinctive curve of the road which runs down towards the Tyne River. Laid out in a duplex style, this contemporary Newcastle serviced apartment features a lounge, dining room, a fully fitted kitchen and a double bedroom, with a main bathroom on the lower level. A spiral staircase leads to a master bedroom and en suite bathroom.

Grey Street was voted as the best street in Britain by Radio 4 listeners a few years ago and is home to Grey’s monument and Newcastle’s Theatre Royal, as well as some of the finest Georgian architecture in the city.

Cambridge and Bristol are becoming major business destinations and serviced apartments in both areas are becoming increasingly popular.

“We receive many enquiries for these areas and at the moment we feature eight serviced apartments in Cambridge and fourteen serviced apartments in Bristol. These developments cover the city centres and surrounding areas giving SilverDoor a good coverage in both areas,” said Marnie Delaney-Parker, Head of PR and Marketing at SilverDoor.

About SilverDoor:
SilverDoor international serviced apartments was incorporated as a Limited Company in March 2000 under its original name of Hotdigs. At the beginning of January 2006 the company changed its name to SilverDoor. The company was formed and continues to be led by managing director Marcus Angell.

SilverDoor boasts an impressive client portfolio which includes many FTSE 100 companies such as RBS, HSBC, Cadbury and MAN Group PLC.

SilverDoor offers serviced apartments in over 160 locations globally such as London, Paris, New York, Abu Dhabi and Dubai. SilverDoor has also just added a selection of serviced apartments in Manchester and Cardiff to its portfolio.

SilverDoor is based in Chiswick, West London.

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As Homes For Sale By Owner Are Sitting Dormant Without Offers In Most Markets, Sellers (And Buyers) Are Realizing The Benefits Of Rent To Own Or Lease Purchase

Since 2002, HomeRun Homes has been a leader in the marketplace for Rent to Own Homes, and the President of the company, Robert Eisenstein, has recently stated, “A Rent to Own arrangement is a win-win for all involved parties – it helps a buyer who might have less than perfect credit get into a home, and it provides additional options to a seller that is stuck with their home sitting on the market for a long period of time”. Eisenstein goes on to say, “We have been offering a very simple and effective way for buyers and sellers to connect with each other, and it is a blessing to be able to help people out in this type of an economy”. Currently, HomeRun Homes (www.Lease2Buy.com), is sitting in the top 5 rankings for Rent to Own Homes on Google, Yahoo, and many other popular web directories.

Recently, HomeRun Homes has expanded beyond the seller/buyer connections to also include services (attorneys, contractors, etc.), which are all vital services to the Rent to Own and Real Estate Market in general. Within the next 2 weeks, they will be adding a section for Commercial Real Estate, which will encompass land, lots, buildings, and stores. This market has been just as lackadaisical as the Residential market, and the way Eisenstein puts it, “the owners of these commercial properties are long overdue for help”, and says, “help is on the way!”

HomeRun Homes is gearing up for a very busy year in 2009, as the trend of foreclosures looks to continue well into the year. With additional foreclosures, this means more damaged credit, more homes sitting for longer periods of time, and consequently, more people struggling to buy a home and more people stuck with a home with mounting debt.Eisenstein has said that “this coming year will be the year we want to make a huge impact and shorten the length of time homes are sitting dormant. We are making a bold statement, but we have the infrastructure in place to make it happen”. He continues to say, “It is a snowball effect”.

For additional information on “HomeRun Homes Expands Their Reach in the Rent to Own Homes Market”, visit www.Lease2Buy.com

ABOUT HOMERUN HOMES
HomeRun Homes is a centralized marketplace which helps people find a rent to own home, sell a rent to own home, and offer services nationwide and globally to the thriving rent to own market.

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Marbella Real Estate Website by Marrison Properties

Marbella is a charming little town located in Costa del Sol, one of Spain’s most well-known coastal regions. A resort town, it is dotted with many luxurious beaches, swimming pools, golf courses, night clubs, and other recreational facilities. The rich and well-heeled are frequent visitors ofMarbella, either flying in from halfway around the world or owning one of the villas in the place. Business moguls, Hollywood and Spanish celebrities love to spend a weekend or two in this beautiful seaside town.

Aside from its beaches and watering holes, Marbella is also distinguished by its beautiful real estate properties done in the romantic designs characteristic of Spanish architecture. There are many villas, penthouses, apartments, flats, townhouses, and business establishments all around town—rustic yet sophisticated getaways from all the worries of the world.

You might wonder: How can I own one of them? Short of going to Spain yourself and contacting a local real estate agent to see what’s for sale, you can check out your prospects first by visiting the website of Marrison Properties. Marrison Properties doesn’t only have properties located in Marbella in their listing, but also those in Ojen, Golden Mile, Malaga, and Sierra Blanca among others.

“Our aim is to make the purchase of your property in Marbella and around the Costa del Sol an enjoyable one, as it should be, and to put as much time as is needed into finding the right place—villas, apartments, townhouses, flats, penthouses, inland country property, whatever it may be that you are looking for in the Marbella area,” says Guy Marrison, the owner of Marrison Properties.

Parallel to this goal, the firm has several services that you can avail of. First, they have several detailed guides to help you with the decision to purchase a property. There’s a buyer’s guide, a seller’s guide, the specifics on the purchasing cost, and how to employ a currency dealer.

Once you have decided to do business with them, they have many services to assist you with the processes involved in buying Spanish property. From buying and selling the property, renting it, to project management, furniture packages, property valuations, property surveys and property management, Marrison Properties will be there for you. In addition, they can assist you in choosing a mortgage plan and buying insurance for your home.

Their website has most of the information that you need. Pictures of the properties and their prices are posted in the site. If you’re looking for something specific, you can also use the search function embedded in the website. Marrison Properties also has a blog where you can read about the latest news on Marbella real estate and leave comments and suggestions. Of course, you can also reach them at the contact details provided.

Marrison Properties is a flourishing real estate firm in Marbella, Malaga. For more information, please visit www.marrisonproperties.com

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Thinkproperty.com Has Integrated Real Time Property News Content Into Its Site

Thinkproperty.com, a leading consumer property portal, has added real time property news to its website.

The new feature allows users to browse through the latest property news on selling, letting, buying and renting property, as well as information on estate agents, property prices and general market news. thinkproperty.com updates this news in real time via a bespoke news content feed on the site.

thinkproperty.com‘s directory of locations has also been improved to include targeted news content, as well as local area information such as school performance results and sold prices. Users can continue to browse through locations using the existing sitemap, but can now also perform a property search from the directory itself.

Mark Goddard, Managing Director of thinkproperty.com comments: “We are delighted with these exciting additions to thinkproperty.com. We know that research forms a large part of the home movers process when buying property, renting or selling property. Both of these changes will further enhance the user experience of the site, which remains at the heart of our development focus. “

thinkproperty.com holds over 600,000 properties from the UK and overseas, including 40,000 rental properties, and is currently working with over 6,000 estate agents who are uploading their stock to the site and benefit from an increasing number of leads originating from the property portal.

thinkproperty.com places Web 2.0 methodology at the heart of its functionality, with market-leading functionality including Google mapping, property ranking, RSS and Video Tours being core features.

About thinkproperty.com:
thinkproperty.com is wholly owned by GMG Property Services, a division within Guardian Media Group.

GMG Property Services Group also owns Vebra, the UK’s leading provider of software to independent estate agents, Core, CFP, The Media Design House and thinkproperty.com, the consumer-facing portal.

Guardian Media Group plc (‘GMG’) is one of the UK’s leading multimedia companies. Its diverse portfolio includes the Guardian and Observer newspapers and the Guardian Unlimited network of websites, the Manchester Evening News, a number of other regional newspapers in the North West and South of England, the Channel M city TV station and the Manchester Online website.

GMG also owned 13 regional radio stations by the end of 2007 under the Real Radio, Smooth Radio, Century FM and Rock Radio brands. Trader Media Group, one of Europe’s largest specialist print and online media companies, and publisher of the Auto Trader magazine and website is jointly owned by GMG and Apax Partners, with GMG as the majority shareholder.

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Recent Falls In Fixed-Rate Mortgage Rates Have Given Both Homeowners And Homebuyers Some Hope To Housing Market

As house prices continue dropping and transaction levels reach a new low, financial solutions company ThinkMoney.com welcomes the recent falls in fixed-rate mortgage rates.

Recently, falls in the cost of wholesale funding have allowed lenders such as HBOS, HSBC, RBS and Woolwich to reduce their mortgage rates, reports Times Online. These cuts may not be not enough to undo the increases we’ve seen since the onset of the credit crunch, but they could still indicate an important change of direction that potentially places the peak in mortgage rates behind us.

“The criteria for mortgages may still be strict, but it’s nonetheless encouraging to see mortgage rates coming down like this,” said a spokesperson for ThinkMoney.com. “Essentially, any move in this direction bodes well for the housing market, implying a return of confidence among lenders which should translate into greater confidence among would-be homeowners.”

Yet the drops do not benefit all would-be buyers equally. “With lenders determined to protect themselves against potential falls in house prices, the biggest drops are aimed at those with the largest deposits. Given the importance of confidence to the housing market, however, it’s important not to underestimate the potential impact of more attractive rates – even if they are only available to some would-be homebuyers, they could provide a much-needed boost to the market. The more lenders’ confidence in the mortgage market increases, the sooner we should see more significant drops in mortgage rates offered to those with smaller deposits.

“At the moment, of course, prices are dropping because of the problems in the mortgages market – they’re dropping because so many people simply can’t buy. Once mortgages become cheaper and more readily available, there’s a high probability that prices will level out or increase. Nevertheless, astute would-be homebuyers are fully aware that any increase in prices can’t take place overnight, and they’re saving up now to make sure they can move as soon as mortgage rates descend to a level they find acceptable – but before house prices start to climb once more.”

Among homeowners, two groups in particular are watching the mortgage news with great interest.

“Any homeowner thinking of selling their property today faces an unpleasant choice: sell now (if they can) for an average of 9% less than their property would have fetched at the peak of the housing market in October 2007, or wait and hope the market improves. For them, any drop in mortgage rates is good news, as it might increase the number of potential buyers – and the more buyers there are, the more likely we are to see a recovery of some kind in the housing market.

“At the same time, the rising cost of mortgages has hit anyone looking to remortgage – because they’re coming off their existing fixed-rate mortgage, for example, or consolidating their debts. This news about falling mortgage rates may be particularly significant for people in this group, as so many of them find themselves forced to act within a certain timeframe. For them, ‘wait and see’ simply isn’t an option.”

Think Money (http://www.thinkmoney.com) are a financial solutions company based in Salford Quays, Manchester. The company specialises in a range of financial services, including mortgages, loans, debt help and advice (including debt management plans, IVAs, and debt consolidation).

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Home-buying expert SecureASale are helping sellers sell their house quickly without agency fees.

SecureASale, the brainchild of two London-based ex estate agents, Tim Jackson and Eli Robinson, is a home-buying business that provides cash for homes, offering sellers up to 90% of the market value of their property in cash. This gives sellers who need to sell their house quickly the freedom to move on without waiting for a property market that is slowing day-by-day.

Having met many clients with bad experiences of dealing with home-buying companies, Eli and Tim have designed a new service, SecureASale.co.uk that addresses many of the failings within the industry.

As the housing market continues to falter, those that have no choice but to sell their house quickly to release equity or to stop repossession have been desperately seeking a means to sell their property quickly without losing all the money they ploughed in.

Past seller Renzo Castellano said “What is generally a cumbersome process in the UK, especially in recent times, turned out to be pretty straightforward when dealing with SecureASale.”

By focusing only on North and North-West London, areas the directors know extremely well, Eli and Tim are able to personally visit all of their clients for an initial consultation and make a formal cash offer there and then rather than just relying on faceless bank valuations like their competitors do.

While most of the larger sell-quick companies tend to act only as large lead-generating machines, (passing the actual purchase on to unproven third parties), SecureASale‘s directors purchase all their properties directly and have a large cash fund to enable swift transactions that are often completed in just a few days.

Unlike many high-profile companies, SecureASale.co.uk never charges a valuation fee, or in fact any fees at all to the client. SecureASale even contribute towards the vendors solicitor’s fees.

Tim Jackson, director of SecureASale comments, “There are many reasons why people require a quick home buying service, from people inheriting a property to sellers under the threat of repossession if they cannot sell quick. Other people are simply fed-up of being stuck in a property chain and want a no-hassle, cash buyer service to help them move on quicker.”

Whilst the offers SecureaSale makes are often below the amount a vendor would receive on the open market, there are no agency fees to pay and the offers are guaranteed and the process quick. With over 65% of deals falling through prior to exchange this year (source RICS), a professional service allowing people to sell their house quickly without waiting for a stagnant market is a welcome initiative.

For more information on SecureASale and their cash for homes service please visit http://www.secureasale.co.uk

Via EPR Network
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