Inspect Your Home and Save on Homeowners Insurance Quotes

Even though all homes are required to be thoroughly checked out by a licensed inspector before move-in, you should employ the do-it-yourself method of following up the official inspection with one of your own because it could bring you lower homeowners insurance quotes.

According to an article recently published on InsuranceAgents.com, “It’s imperative that you conduct a home inspection before purchasing the house,” states the article, ‘Inspect the Unexpected: Take Control of Your Homeowners Insurance.’ “Although the home must be inspected by a licensed residential inspector, you should inspect the property yourself beforehand to look for any problems or issues. If it’s a resale house that is older than 20 years, chances are you will find a handful of issues.”

If you already know your home is a “fixer upper” then the inspection shouldn’t yield many surprises. However, many homeowners have a preconceived notion that their home is perfect in every way. Don’t fall into that trap. If you don’t fix some of the minor problems your new home has then you could pay for it with higher homeowners insurance quotes because you are a more high risk consumer.

For more information on home inspection and what to look for then go online to InsuranceAgents.com to talk to an insurance agent. While there don’t forget to compare homeowners insurance quotes from a number of different providers to find the most complete rate out there.

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Bruntwood To Let A Further 5000 Sq Ft In Leeds City Centre

Bruntwood, the North of England property company, has let a further 5000 square feet in Leeds city centre with two new deals at 14 King Street. These recent lettings are to The Co-operative Bank Plc and Freedom Back Clinics, who are taking 2447 and 2642 sq ft respectively.

Bruntwood’s head of sales and development in Leeds, Craig Burrow, said: “We’re delighted to welcome both The Co-operative Bank and Freedom Back Clinics to 14 King Street. These deals highlight the fact the building continues to go from strength to strength and, since completing in January, we’re now 40% let. As such, we’re confident this success will continue.”

Both companies will join existing customers Charles Stanley Group Plc, Gatenby Sanderson and Venture Finance Plc at the building, leaving 22,000 sq ft of office space still available to let for which there is continued and strong interest.

About Bruntwood
Bruntwood is a privately owned commercial property company with over 30 years experience of providing great offices. Bruntwood owns over 90 office buildings in Liverpool, Leeds, Manchester and Birmingham. They provide office space, serviced offices, virtual offices, from one desk for one month, to entire office buildings for 25 years. Bruntwood also offers retail space and meeting rooms to hire within its buildings. The essential elements of the Bruntwood promise are to provide a wide choice of offices, commercial flexibility, world class customer service and long-term value for money.

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First Time Home Buyer $8000 Federal Tax Credit Is Set To Expire

In February, President Obama signed into law the American Recovery and Reinvestment Act of 2009. One of the key components of the act was the $8000 First Time Home Buyer Tax Credit. Basically, a gift from the federal government to be credited to qualified first time homebuyers. The act has been received favorably by consumers, real estate professionals, and homebuilders. The program has been successful because there is always a positive economic ripple effect each time a home is purchased. The National Association of Realtors recently reported that 53% of today’s homebuyers are first timers due in part to the $8000 tax credit. Pent up demand, low interest rates and low prices have also played a big part in the home buying activity.

“Buying a first home at the right time is always a good move,” comments Kenn Renner, real estate expert with Keller Williams Realty. “Homebuyers just need to realize that the tax gift is going away and that now is the time to take action,” Renner added.

Just as the “Cash For Clunkers” program is now history – the first time homebuyers tax credit is set to expire. The deadline is Monday, November 30th. The Monday after the Thanksgiving Day holidays. Title companies, escrow companies, and mortgage companies have been alerting the real estate community and their clientele to not wait until the last minute to close on a home as they will be overwhelmed with home buyers trying to beat the deadline.

“I have heard some title companies indicate they will need purchase contracts in by late October to ensure they have plenty of time to meet the deadline,” Renner explains. “There is no grace period – there is ‘talk’ that the government might continue the program, but right now we cannot assume any date except the current deadline that is stated in the law,” further adds Renner.

About Kenn Renner: Kenn gained national exposure from his numerous appearances on HGTV’s #1 rated show “House Hunters” and as a guest expert on business talk radio. He is a broker associate with Keller Williams Realty. He has sold and financed over $200 Million in real estate since 1983. His new book “First Time Home Buying Secrets Revealed” (www.FirsttimeHomebuyingSecrets.com) will be published nationwide this fall. On September 29th, Kenn will be presenting his popular “American Dream Home Buying Seminar” in downtown Austin. Visit www.BuyAustin.Com for more information.

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Homeowners Insurance Quotes Reflect The Age Of Your House

According to an article recently published on InsuranceAgents.com, whether or not you’re purchasing a new home or resale home is a big factor in what kind of homeowners insurance quotes you will receive. The article, titled ‘New or Used? Homes That Affect Your Homeowners Insurance,’ states, “Part of what makes a good choice for you depends on the advantages and disadvantages of the two different types of property: new houses and resale houses. Each possesses different characteristics.”

New homes, which are commonly referred to as “tract houses,” usually come in bunches as parts of a larger housing development. These homes generally come with reduced privacy and less property attached but are build with the latest innovations in construction and therefore are more low risk. You will find lower homeowners insurance quotes regarding new homes.

However, resale homes are a whole different ballgame. Although they generally have more character and can be purchased at a cheaper price, resale homes that are older than 20 years are deemed high risk by insurance companies. This is because they are more susceptible to fire, flood, and other dangers that can cause home damage and lead to insurance claims.

Both new homes and resale homes come with their own set of pros and cons. Before purchasing you must decide how important low cost homeowners insurance is to you. Just because it is important to you doesn’t mean you have to purchase a new home. There are other factors that could come into play that could make it cheaper for you to purchase a resale house.

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Soon, Bulgaria Will Be Home To One Of Europe’s Top Golf Courses, In The Form Of The New Gary Player Signature Course, Which Is Part Of Thracian Cliffs Golf & Spa Resort

Soccer mad Bulgaria traditionally hasn’t had much time for golf, but that is changing as people realise that the Bulgarian climate would suit the golfing season perfectly- stretching it out to eight or nine months a year.

Europe’s Top Golf Courses

Nine years after the first golf course was built, Bulgaria is on the fast track to becoming an established world golf destination and the development of the golf industry would double the all-important summer season on the Black Sea coast.

The Government is also backing the drive to boost golf in Bulgaria and plans to develop the industry and attract an increasing number of upper-class affluent tourists. It sees the construction of golf courses as an alternative to the property boom on the Black Sea Coast and in mountain resorts.

Soon, Bulgaria will be home to one of Europe’s top golf courses, in the form of the new Gary Player Signature course, which is part of Thracian Cliffs Golf & Spa Resort.

The 18-hole Gary Player Signature golf course forms the core of the luxury mixed-use development which is located on 164-hectares of wild, scenic Black Sea coast terrain.

The Golf Clubhouse will offer casual luxury with a comfortable, sophisticated and inviting social atmosphere for golfers and friends. The facility will include relaxing restaurants, an elegant bar and lounge with fireplaces and terraces overlooking the 18th green and seaside views to the Gary Player Signature golf course.

The Clubhouse will include workout facilities, indoor and outdoor pools with dramatic views in all directions.

And just in case you find yourself on the golf course without your dictionary, here are a few useful phrases to help you get ‘a-round’….

‘Did you see where that landed?’
Видя ли тази топка къде падна?
Vidia li tazi topka kyde padna?

‘That is a horrible lie’
Това е ужасна лъжа.
Tova e uzhasna lyzha.

‘Surely that’s a gimme’
Тази топка е вътре със сигурност.
Tazi topka e vytre sys sigurnost.

‘This to go all square. No pressure.’
Резултатът от тази дупка е равен. Спокойно.
Rezultatyt ot tazi dupka e raven. Spokojno.

‘I didn’t touch it’
Не я докоснах.
Ne ia dokosnah.

‘No I definitely scored 4 not 5’
Не, със сигурност отбелязах 4, не 5.
Ne, sys sigurnost otbeliazah 4, ne 5.

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US Loan Auditors aids US Legal Advisors in filing Legal Action for Predatory Lending Against American Home Mortgage

Based on the results of a forensic audit done by US Loan Auditors, US Legal advisors announced that it has filed a lawsuit against American Home Mortgage Servicing on behalf of Karen Gardner-Johnson because of our intensive forensic loan audit of American Home Mortgage Servicing documents, indicated potential mortgage loan fraud and predatory lending abuses.

US Loan Auditors aids US Legal Advisors in filing Legal Action for Predatory Lending Against American Home Mortgage

“We have conducted numerous forensic loan audits of American Home Mortgage Servicing mortgage documents and have recognized several common potential predatory lending indicators such as prepayment penalties, product steering, kickbacks, forgery, and overstated income abuse” said Jim Sandison, one of the founders of US Loan Auditors.“Many of these violations are a direct violation of the Federal Government Consumer Protection Acts such as RESPA, HMDA, ECOA and TILA.

The lawsuit was filed today in US Federal Court, Eastern District of California on behalf of Karen Gardner-Johnson. The first court date in this legal action is a Joint Status Conference. Because these cases are filed in Federal Court the Magistrate/Judge that is assigned at the time of filing the complaint will rule on all matters pertaining to this case, until this case either settles or is set for trial. The compliant calls for American Home Mortgage Servicing to stop the foreclosure based on potential evidence of subprime or prime lending abuse.

“We really want to stand up for local homeowners that may have been taken advantage of by predatory lenders” Sandison said. “We seriously hope that all borrowers who believe they may have been victimized will contact our office as quickly as possible for a free no-obligation consultation.”

US Loan Auditors is not a loan modification company, but instead, specialize in the science and art of forensic loan auditing to help victims of predatory lending.

US Loan Auditors offers a free preliminary consultation for homeowners that believe they may have been taken advantage of during their home mortgage process. Research indicates up to 90 percent of homeowners with one or more of the following loan programs: adjustable loans; pick-a- payment; or are a non English speaking or limited English speaking, or stated loan transactions, may have been victims of predatory lending.

Upon completion of the audit and verification of the abuse, US Loan Auditors (www.usloanauditors.com) forwards the borrower’s case to US Legal Advisors (www.uslegaladvisors.com), a sister Company.

US Legal Advisors is a legal services firm that acts as a liaison and case management to support the private Attorney, who will represent the borrower throughout the legal process and negotiations.

For more information about US Loan Auditors, or to get a free initial consultation for your mortgage loan, please call 888-55-AUDIT or visit them online at: www.usloanauditors.com.

Here you can see Karen Johnson’s testimonial.

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Certified Negotiation Expert Designation Has Been Awarded To Jim Basquette Of Huff Realty

Jim Basquette, of Huff Realty in Cincinnati, Ohio has been awarded the Certified Negotiation Expert (CNE®) designation, achieved by real estate professionals who have successfully completed formal training in the art of negotiation. Agents who receive this certification are in the top 1% of all agents nationally. He is the first and currently only Cincinnati Realtor to do so.

With professional negotiation skills, agents will typically obtain better results for their clients. CNE agents have a powerful competitive edge because of their ability to uncover information effectively, get more and give less during sales/purchase negotiations, and retain control over desired outcomes. Bottom line, CNE® agents know how to influence and persuade others more effectively than agents without professional negotiation training.

Negotiation Expertise, LLC, a national negotiation training and coaching company serving the real estate industry and based in Peoria, AZ, provides the certification training. Tom Hayman, the President and owner, is a professional negotiator with 35+ years experience, including 25 years with Procter and Gamble, a Fortune 50 company. Hayman asserts “Any Buyer or Seller who hires a CNE® agent can feel confident that they have the best trained agent in the business. They will get superior results and have better resolution of any issues when hiring a CNE® agent.”

Jim Basquette specializes in marketing homes, especially luxury homes for sellers. In addition to the CNE designation, Jim has earned the Accredited Staging Professional(ASP), Sellers Representative Specialist (SRS)and e-Pro designations. He is also the only Cincinnati Realtor who is a member of the Institute for Luxury Home Marketing. Jim was voted one of the “50 Top Realtors on the Rise” by Real Estate Magazine in 2008.

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One Day Waterfront Sales Event – August 29, 2009

The Sailing community in Coastal North Carolina. Very protected, .5 to 2.5 acre homesites, nice breezes, friendly atmosphere. Share stories with fellow sailors and cruisers at our clubhouse inspired by the lifesaving stations along the Outer Banks. Just off the ICW with direct ocean access and deep water with 40′ to 60′ foot boat slips.

One Day Waterfront Sales Event - August 29, 2009

Community located near Oriental and New Bern. If you’ve been thinkin about a lifestyle on the water, now is the time. With planned completion for Fall 09/Spring 10 we are still offering our remaining homesites at pre-constrution pricing and for this one day only event, 5 waterfront homesites will be offered at an additional price reduction.

Event begins at 9am and features property tours by land, or see the property by water on a 40′ sailing yacht. This is not an auction.

Visit our website to register for this event:

http://www.nc-waterfrontsalesevent.com

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Having Extensive Homeowners Insurance Is Absolutely Necessary Should Your Home Be Subjected To Any Of The Various Natural Disasters That Occur In A Given Year

After you’ve browsed homeowners insurance quotes and settled on a policy you have to ask yourself: “Is this policy sufficient?” If your homeowners insurance does not cover you against a number of hazards that can occur in your region then you will most likely need to take out hazard insurance.

Extensive Homeowners Insurance

According to an article recently published on InsuranceAgents.com, hazard insurance protects your home against a number of possible disasters. The article states, “Before purchasing hazard insurance, talk to your home insurance agent about the homeowners insurance policy you already have and see if the most common hazards are covered. If not, you may have to shop for more homeowners insurance quotes online.”

Some of the more comprehensive homeowners insurance policies protect you against damage inflicted by fire, burglary, and some limited types of storms. However, if you live in a region that is suspect to hurricanes, earthquakes, or flooding you should seriously consider hazard insurance to cover you against your more specific needs that most likely are not covered by your basic homeowners insurance and you should look online for homeowners insurance quotes.

The InsuranceAgents.com article states, “So as you can see, hazard insurance may not be for everybody but it could be absolutely necessary if you fit certain criteria. If your current homeowners insurance policy is bare bones, you should seriously consider adding hazard insurance to protect yourself against the elements. The cheapest and most convenient way to do this is to go online today and shop for homeowners insurance quotes.”

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Serviced Apartment Business Is Experiencing A Boost Says SilverDoor

SilverDoor has revealed that, with many companies now selling serviced apartments bought for senior executives to stay in while working at other offices or working away from home, the serviced apartment business is experiencing a boost. Since property values began to fall some companies no longer consider owning serviced apartments as an investment.

Chris Gee, Sales Director at SilverDoor said: “Company apartments require a lot of administration due to the management of utility bills, landlords, cleaners and quality issues. As companies make cuts, this becomes added pressure for the staff trying to manage the company apartment. By selling, companies are able to release the equity tied up in this one-time investment at a time when banks are more and more reluctant to lend money.”

A company apartment in London has always been a popular option with many companies having head offices in the capital while also having satellite offices and remote workers. Discovery Dock in Canary Wharf is a development of London serviced apartments which has proved a particularly popular choice for companies to invest in over recent months. One and two bedroom apartments are available in the area, with the two bedroom apartments being located in a separate tower and with complimentary access to the swimming pool and the gym. Companies can continue to stay in this location by taking a serviced apartment for specific durations as required rather than having to pay continually.

Serviced apartments in Edinburgh have also been popular among companies and businesses. Edinburgh Quay serviced apartments are set over six floors within a modern apartment building, with the most central building overlooking the regenerated Edinburgh Quay canal basin. Each apartment is available in a variety of sizes and includes contemporary interiors and furniture, floor to ceiling windows and equipped kitchens.

This boost to the serviced apartment industry is great news for SilverDoor which has seen its business go from strength to strength and now represent almost thirty five thousand apartments worldwide.

About SilverDoor
SilverDoor international serviced apartments was incorporated as a limited company in March 2000 under its original name of Hotdigs. At the beginning of January 2006 the company changed its name to SilverDoor. The company was formed and continues to be led by managing director Marcus Angell.

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Federal Tax Credit Of $8000 If You Haven’t Owned A Home In The Past Three Years. No Money Down! 100% Financing! The Cottages At The Highlands, Grass Valley, CA

Federal Tax Credit of $8000 if you haven’t owned a home in the past three years. No Money Down!!! 100% Financing! Prices Reduced to Below Cost!!! Investor Says Sell Now!!!

The Cottages At The Highlands, Grass Valley, CA

Come and see for yourself. Compare these new homes to others in Grass Valley and you will find they are a great value. You can have a newer home in a well planned neighborhood vs. an older home or fixer upper.

In real estate, it’s location, location, location. Then Cottages are located in a quiet enclave a short walk to all the shopping and services of the Brunswick basin. In these times of high gas prices, this central location is an added benefit.

The homes are energy efficient with R-19 walls and R-38 ceilings. A solar option (additional $) is available on most homes.

The Highlands front yards are maintained by the Highlands Homeowners Association, resulting in a uniform, well kept neighborhood. Private yards and patios are screened by maintenance free vinyl fencing.

Common sense tells us that five years from now, comparable new homes will cost even more to build. What will your Cottage at The Highlands be worth then?

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